For SBA & Commercial Lenders

Take-out certainty from day one.

Haven Capital provides binding forward commitments to purchase completed assets via sale-leaseback. We eliminate permanent financing risk from your construction loan book.

$8B+

Transaction volume

700+

Closings executed

Up to 100%

Take-out funded

Nationwide

All 50 states

Haven-delivered modern industrial facility — Elplast America exterior

The Take-Out Asset

Investment-grade real estate, delivered to spec.

Why Lenders

Six reasons SBA and commercial lenders bring Haven into their construction loan transactions.

We work with SBA and bank lenders whose borrowers are hitting conventional debt ceilings. When your strongest multi-unit operators outgrow the capacity you can provide, we deliver the take-out so you can keep growing the relationship.

01

Binding forward commitments.

Once we issue a forward commitment, we close. Period. No retrade, no last-minute conditions. Your construction loan has a real take-out from day one, not a maybe.

02

Committed capital.

Haven funds with committed capital — not deal-by-deal syndication. When we say we're closing, the dollars are there. No waiting on a capital raise to fund your borrower's take-out.

03

700+ closings. We execute.

The Haven team closed $8B+ in net-lease transactions across STORE Capital, PennyMac, and Jones Day. We don't fumble closings. We've done this for two decades.

04

De-risk your construction book.

Sale-leaseback removes real estate debt from the borrower's balance sheet at completion. Your operating credit facility gets a cleaner credit, better metrics, and improved covenant compliance.

05

Fast term sheets.

Most term sheets issued within 48 hours of receipt of a complete package. Your borrower doesn't wait. You don't wait. You can close your loan with our commitment in hand.

06

Active partnership model.

You keep the operating relationship. We take the real estate. Programmatic forward commitments available for multi-unit borrowers rolling out new locations across your portfolio.

Lenders we work with

A representative sample of the SBA and commercial lenders whose multi-unit borrowers we've taken out via forward commitments.

Live Oak Bank
Pinnacle Financial Partners
Huntington
Fifth Third
FirstBank Nashville

What We Won't Do

We're built to be additive to your loan book, not competitive with it. We'll be straight about where the lines are.

Take out non-real-estate debt.

We acquire the real estate. We don't refinance equipment loans, working capital lines, or operating debt. Construction loan secured by the real estate — yes. Anything else — no.

Compete on operating relationships.

We're a real estate partner, not a competitor. The operating company, the depository relationship, the line of credit — those stay yours.

Forward-commit on shaky tenants.

If we wouldn't underwrite the tenant on a sale-leaseback today, we won't issue a forward commitment for them either. Real underwriting, real credit work.

Talk to Greg.

Got a multi-unit borrower whose project needs a forward take-out? Direct line to Greg Jeffers, Managing Partner, at 847-363-4203.